Throughout the last 12 months, we have been thrilled to help so many homeowners, covering the whole spectrum from first-time buyers to remortgagers, people moving homes to upsize and downsize, and property investors. Many have taken advantage of the excellent stamp duty incentives offered by the Government during the pandemic.

The Stratton Thorpe team has continued to receive excellent testimonials from our delighted customers, and that, above all else, is what drives us—delivering a service that our customers are proud to share with their friends and family. Everything we do revolves around our pledge to provide mortgage and protection advice tailored to you to save you time, money and stress.

In 2022, we are most looking forward to sharing our service with an even broader range of customers. As we have done over the past two years, we promise to continually adapt to accommodate the evolving housing market and lifestyle changes to offer access to mortgage and protection advice, products and exceptional service.

From Julian & Peter and the Stratton Thorpe Mortage Solutions team - we wish you all a wonderful festive period and a happy, healthy and prosperous 2022.

Mortgage Advisor of the Year Awards

We are immensely proud of our director Peter Thorpe who made it into the Final Top 3 of the Unbiased Mortgage Adviser of the Year Awards. The industry accolade recognises the most trusted Mortgage Brokers, as rated by their customers. Peter was shortlisted from hundreds of independent advisers across the country and had this to say;

"I am incredibly proud to have been nominated for this prestigious award and thankful to my clients for taking the time to review and nominate me. We pledge to provide a professional and personalised service every time. Being nominated and shortlisted into the Top 3 Mortgage Advisers in the country is a testament to our core values. Well done to all the winners on the night."

Banbury Elves christmas Competition

We are bursting with festive excitement about our Banbury Elves Christmas Competition with a chance to win a fabulous £250 VOUCHER from a supermarket of your choice. Yes, that's right, £250 to spend on festive treats for you and your loved ones this Christmas

To enter...

Find our five Banbury Elves hidden around the town centre. Don't worry. We will give you plenty of clues to find them on Facebook and Instagram
Snap a photo or selfie of each elf
Post it on Facebook or Instagram, making sure you tag us @StrattonThorpe (links below)
Include hashtag #BanburyElves
Spot more of our elves around Banbury town centre for more chances to win!

Terms & Conditions

Entry is free to the Stratton Thorpe Mortgage Solutions Banbury Elves Christmas Competition
Entry closes at midnight on Monday 13th December 2021.
One winner will be randomly drawn from all valid entries on Facebook & Instagram and contacted by Wednesday 15th December 2021.
The winner will receive a £250 voucher from a supermarket of their choice.
Only entries which tag @StrattonThorpe on Facebook or Instagram and use the hashtag #BanburyElves will be entered into the prize draw.
Only names & details that are genuine and can be contactable via Facebook or Instagram will be included in the draw.
This competition is not affiliated with Facebook or Instagram.

Life Insurance free quote

We have recently launched our brand-new Life Insurance free online quote service. Through our website, you can now get an instant life insurance quote that is quick, simple and free. Search and compare quotes for products based on an analysis of a number of insurers and find out about the free additional benefits available. Our life insurance calculator can help you work out how much cover you may need to protect your loved ones and keep your home safe should the unexpected happen. Simply enter a few details about your lifestyle and living circumstances to find out how much cover is right for you.

· Quick, simple and FREE

· Get an instant quote in less than 60 seconds

· Easy online quote process to provide you with an idea of costs

· Search and compare quotes for products based on an analysis of a number of insurers

· Find out about the free additional benefits available

get your free online quote now

MORTGAGE NEWS & UPDATES

UK HOUSE PRICES HIT RECORD HIGH

UK house prices have hit a record high, with the price of the average home now topping £270,000 for the first time, according to Halifax’s latest house price index. This monthly data shows annual house price inflation was running at 8.1 per cent in October, up from 7.4 per cent the month before. This pushed the price of the average UK property up to £270,027.

In total the value of the average property grew by 0.9 per cent in October, adding £2,500 onto the value of this home. This is the fourth month in a row that prices have risen, and annual house price inflation is at its highest level since June. On a quarterly basis prices are up by 2.3 per cent. This confirms data published earlier this week by Nationwide Building Society, which also said prices had reached record levels.

SOURCE - MORTGAGE STATEGY

11.8% GROWTH IN House price in September 2021

The pace of annual house price growth picked up in September, rising to 11.8% from 10.2% in August as buyers rushed to make the most of the stamp duty holiday, official figures show.

The average UK house price reached a record high of just under £270,000 which was £28,000 higher than last year, according to the latest index from the Office for National Statistics, which is based on data collected by the Land Registry.

Wales saw the highest annual growth, of any UK nation with average prices up 15.4% to £196,000, followed by Scotland where prices rose 12.3% t0 £180,000, England with growth of 11.5% to £288,000 and Northern Ireland where average prices gained 10.7% to reach £159,000.

SOURCE - MORTGAGE STRATEGY

Younger borrowers more interested in protection

Nearly half, or 40% of borrowers aged 18 to 34, would consider income protection following the pandemic, the Association of Mortgage Intermediaries’ (Ami) latest protection report reveals.

This is nearly twice as many, at 19%, of the 35 to 54 years old cohort and 10 times as many as those aged 55 or over, of which 4% replied in the affirmative.

Additionally, the younger age group believes that income protection is ‘just as important’ as buildings insurance.

SOURCE - MORTGAGE STRATEGY

LEARN ABOUT OUR REFERRAL SCHEME

We know there is no higher praise than recommending us to your friends and family. Our referral scheme is our way of saying thank you to our loyal clients. Recommend Stratton Thorpe Mortgage Solutions and receive a £50 Amazon voucher as a thank you.

Find out more about how you can qualify and start referring today.

REFERRALS